Bulkestate Review: How to Invest in Real Estate with Bulkestate

Bulkestate Review My Real Estate Investing Returns with Bulkestate
My Bulkestate Review
  • Invested in Bulkestate - €1 000
  • Self-reported returns - 13.09%
  • Passive earnings per month - paid at the end of the loan-term
  • Investing time on Bulkestate - 11 months
4.9

My Bulkestate Overview:

Bulkestate is very open and transparent regarding the security of its platform. They have set up numerous actions in case of any anticipated adverse event for their investors. That way, you and your investments are well protected on their platform.

With an average return of 14.86%, Bulkestate is definitely among the most transparent in the market. Although there is no Bulkestate bonus offered upon signup, the platform is still a very popular choice among many P2P investors.

Bulkestate Short Overview

With thousands of investors, Bulkestate is an exciting and famous P2P real estate platform operating in Estonia and Latvia. But how safe is the platform? We decided to take a closer investigation.

So, if you’re considering investing through the platform, then our clear advice is that you continue reading this Bulkestate review. Here, our Bulkestate P2P review shows you how secure Bulkestate is. 

Also, if you are looking for more platforms, where you can invest, read my reviews on October, Rendity, Seedrs, Crowdestor, Flender, Reinvest24, EvoEstate.

What is Bulkestate?

Bulkestate is a group buying and real estate crowdfunding platform. The platform permits private investors to buy properties from only €50 and invest in real estate with an average loan term of one year. For private investors who are looking to invest in real estate in a transparent, safe, and easy way, this platform becomes an obvious choice.

Bulkestate Review

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The platform was founded and began its operations in late 2016. Since then, over 19,000 investments have already been made in real estate projects on their platform at the time of this writing.

Currently, Bulkestate is located in Estonia, and therefore it is both under the European Union and Estonia Law. Thus, the platform has a legal, financial institution license in Estonia. Also, check out our p2p cashback offers available for new investors.

How Bulkestate Differentiates from Competitors

First of all, Bulkestate differs from most other real estate crowdfunding platforms by offering both group buying and lending services. This makes it possible to both loan real estate projects and also purchase the projects mutually with other investors.

Secondly, a significant portion of the individuals working in Bulkestate are professionals in their field. Among other things, they have extensive knowledge of due diligence and approval processes.

Last but not least, the platform also has the ability to take over projects that don’t go as planned. Therefore, if needed, they can also aid in getting the projects back on track.

What Rate of Return Can You Expect?

The average annual return for investors on the platform is around 14.86%. Therefore, you can reasonably expect the same since this is the average return for investors.

But in fact, at Bulkestate, it’s not hard to achieve a slightly more return than the average. At Bulkestate, you can select which projects you need to invest in yourself.

Also, you can relatively easily attain a higher return by cherry-picking investments if you’ve got a little patience in getting all your money invested. At the moment of this writing, here is an actual screenshot of my account.

Bulkestate Review Expected Returns

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Who Can Invest Via Bulkestate?

According to the Bulkestate answers in their FAQ, any business or individual over the age of 18 can invest on their platform. On the platform, you are provided with various real estate investments.

You can begin getting started by following the steps below if you live up to the simple requirement:

  1. Create an account;
  2. Deposit funds to your account;
  3. Invest in some projects;
  4. Enjoy the profit.

As you can see above, there’re very few requirements to get started investing, and it’s even fast and secure. Bulkestate uses Email, Google, and Facebook to set up the account and ID-verification.

Is Bulkestate Safe to Use?

When choosing between even the best crowdlending platforms, the single most significant thing to consider is whether the platform you are going to use is really safe.

Therefore, the central point of this Bulkestate review is also focusing on safety. Below, you will see what we found out in our security-related investigations of this platform:

How Safe Are the Investments?

To examine the projects that come on the Bulkestate platform, they have established a transparent procedure. Among other things, the projects are evaluated by an investment committee comprising of investment and real estate professionals.

Loans are only offered to those projects that this committee thinks have a future value that guarantees a safe exit for investors in case the debtor doesn’t adhere to the loan repayment plan.

Each loan is protected with a real estate mortgage. The platform keeps these mortgages and can execute them if the loan defaults.

Unlike other platforms, you won’t get a buyback guarantee on the investments you make on the Bulkestate platform. However, the default rate on the platform is 0%. That’s right. Zero.

How to Set Up a Bulkestate Auto Invest Strategy

From April 2018, it has been possible to use auto-invest on this platform. The feature makes investing passively in various real estate projects easy. So, you should absolutely get started with the Bulkestate auto-invest feature, if you need a minimal effort approach to your investment.

Setting up auto-invest is very easy. Just click on your profile. From there, you can effortlessly set the platform’s auto-invest feature to make investment depending on your conditions. 

Here is a screenshot of my auto-invest settings, they are quite easy to set:

Bulkestate Review Auto Invest Strategy

What Happens in Case of a Payment Delay?

Bulkestate contacts the borrower on behalf of the investors if payment is overdue for more than 15 days. This way, they can easily find out what is causing the delay.

The Borrower Deliberately Delay

In case the borrower purposely deviates from the agreement terms, Bulkestate can dismiss the loan contract and request immediate payment of the loan. However, this will be completed with the help of FORT, a legal bureau also used by other reputable crowdfunding platforms like Mintos.

The Borrower Is Unable to Repay

Bulkestate will sell the mortgage if the borrower is unable to repay the loan. Sometimes, this can be a time-consuming procedure, which might mean that your end return on investment finishes up being lesser than planned.

What Happens if Bulkestate Folds?

Bulkestate has safeguarded your investments in the event of their own bankruptcy, just like most other Peer-to-Peer lending sites. They have achieved this by ensuring their assets are separated from yours. You can read more about it on their website if you want to discover more about the process.

Conclusion of our Bulkestate Review

Bulkestate is very open and transparent regarding the security of its platform. They have set up numerous actions in case of any anticipated adverse event for their investors. That way, you and your investments are well protected on their platform.

With an average return of 14.86%, Bulkestate is definitely among the most transparent in the market. Although there is no Bulkestate bonus offered upon signup, the platform is still a very popular choice among many P2P investors.

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Some links on this page may contain affiliate links, which means that I may earn a commission if you register through them. None of the posts on this blog have been sponsored. Opinions are mine.

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