Rendity Review: How to Invest in Real Estate with Rendity

Rendity Review My Real Estate Investing Returns with Rendity
My Rendity Review
  • Invested in Rendity - €2 500
  • Self-reported returns - 7.10%
  • Passive earnings per month - they don't pay monthly
  • Investing time on Rendity - 10 months
4.8

My Rendity Overview:

Rendity platform is a great opportunity for beginners and experienced investors that value diversification. The platform provides them with opportunities to invest in the real estate markets in Austria and Germany. 

When it comes to minimum investment, Rendity’s 500 EUR is high. Returns below the market average may seem a barrier for a lot of investors, but so far, the platform looks like one of the most stable crowdlending platforms for real estate investing.

The website has a great and user-friendly design. It also offers an incentive in the form of a registration bonus of 25 EUR, a great way to welcome investors to the platform. 

Investing in Real Estate

There are multiple businesses to invest in, and real estate is one of the most popular ones considering its profits. However, unlike other methods of investments, the huge funds required for real estate scare away many investors.

We will use this review to get an inside into Rendity, a Europe-based crowdlending platform that helps investors to enter the real estate market in Austria and Germany as of now. 

Also, if you are looking for more platforms, where you can invest, read my reviews on October, SeedrsCrowdestorFlenderReinvest24, Yielders, Bulkestate, EvoEstate.

Short Rendity Overview

For many years, the popularity of real estate as one of the world’s most wildly profitable methods of investment attracted many investors. But today, venturing into the market requires that you purchase an entire property or pass via real estate investment trusts. 

Such conditions kept away many potential investors and developers from the market. However, the creation and popularity of crowd investing platforms are bringing back such investors.

Rendity Review

Get €25 Sign-up Bonus

Among the first platforms to enter the Austrian real estate market was Rendity. In August 2015, it was founded and registered in Vienna Austria. Having had the regulatory entity of the German Chamber of Industry and Commerce (AHKs), Rendity now enjoys a powerful presence in Germany. 

With a 6.9% average return, the platform’s interest can reach around 7% per year. Besides, new investors joining the platform are entitled to a 25 EUR registration bonus.

Key Performance Indicators for Rendity

Rendity has not been around for decades yet, but a dedicated and experienced team runs the platform. 

It as a successful record in investing in real estate projects, especially in Vienna, Europe’s most livable city. The platform has already expanded to Germany and presently has a project in Leipzig.

How to Create an Account on Rendity Investing Platform

The process of registering your account on the platform is simple. It requires that you have the following: physical address, email address, phone number, and identification documents.

The first step involves filling the registration form. It begins with your full name, active email address, and creating a password for the new account. Secondly, confirm your email address via a verification email sent to you immediately.

Thirdly, upload your identity verification documents, which include your ID and passport. There is an option to skip the step but note that it is your proof of identity that makes you eligible to make an investment.

At this point, your account is ready for your first transfer either by bank or credit card. 5 minutes can be enough for the whole registration process.

Instant Interest and Sign-on Bonus

With Rendity, investing in a new project allows you to benefit from its cool feature known as “Instant interest.“ This implies that the money you invest in a new project will begin to produce interests even when the said project is still underfunding.

Rendity Sign up bonus

Get €25 Sign-up Bonus

Besides, your 25 EUR signup bonus also gets activated immediately you make your first investment.

How Do You Invest in Rendity

When Rendity confirms your account registration, any project that is open for funding will be accessible to you. Your investment begins when you fund your account via a bank transfer or credit card.

On the dashboard, go to the top of the page and click the investment button to access projects that are ready for funding. On the side, you will see a display of current projects, soon-to-come projects, and past successful projects. 500 EUR is the minimum investment for a project.

For the moment, investors have to manually conduct their investments in the platform because the Auto Invest feature is yet to be incorporated.

The Different Types of Investments on Rendity

Once you create a Rendity account, you get two types of investment opportunities that come with different risk levels, profit margins and durations of maturity. They are Rendity Growth and Rendity Income.

Rendity Growth

This is a product designed for investors seeking to take a shorter time to rip higher interests. However, it is a high-risk type of investment. Rendity Growth is specifically there to grant real estate developers with the loans they need for developing projects.

The essential difference between this model and the Rendity Income Model is that Rendity Growth offers higher profitability and higher risk. The distribution of interests in this model is yearly.

Rendity Income

It is a relatively stable model that involves lower risk than the Rendity Growth. Rental properties that enjoy consistent rent payments are the focus of this investment model.

It provides longer investment terms compared to the development project terms and it is able to have a duration of seven years. The distribution of the interests is quarterly.

Rendity Automation Invest Tool

Currently, the platform has not yet incorporated an auto-invest Tool. The low volume of operations the platform has as of now means that you can manually operate alongside the few other projects available easily and without a problem as Rendity gears up to incorporate the auto Invest tool soon.

How Much Profit Can You Make on Rendity

Among the benefits, investors get from the platform is the opportunity to earn interests immediately they invest. Rendity Growth offers opportunities to earn interests that range from 4% to 7% per year. For the income model, you are in for 3% to 5% returns per year. 

Currently, my total return is 7.10%. Take a look at my Rendity investment account:

My Returns with Rendity

The average gross return of the platform is 6.9%, with above 10.5 million EUR worth of investment running on the platform. With Rendity, investors have an opportunity to resell the loans they invest in rental properties in the space of 24 months.

When it comes to transactions by investors such as investments, deposits, and withdrawals, Rendity provides the service free of charge.

Which Type of Investors Can Invest in Rendity

If you are 18 years old and own an active European bank account, then you can invest in the Rendity platform. Companies with bank accounts from European Union countries are also eligible to invest in the platform.

What are Rendity’s Advantages:

  • Provides investors with real estate development and rental project opportunities in Austria and Germany, helping them to broaden their market portfolio.
  • Real estate secures every loan from established companies that have an excellent reputation.
  • Provides resourceful, highly detailed, and clear project information.
  • Has a default rate of 0% and without any late loans in 60 days and above.
  • Access to interest earnings begins immediately investors make their investment. 

What are Rendity’s Disadvantage:

  • Relatively low-interest rates (compared to Reinvest24, one of P2P platforms).
  • Some of the available information is only in German.
  • For long-term investments, exit can only happen within 24 and 60 months.

Final Thought on Rendity

The Rendity platform is a great opportunity for beginners and experienced investors that value diversification. The platform provides them with opportunities to invest in the real estate markets in Austria and Germany. 

When it comes to minimum investment, Rendity’s 500 EUR is high. Returns below the market average may seem a barrier for a lot of investors, but so far, the platform looks like one of the most stable crowdlending platforms for real estate investing.

The website has a great and user-friendly design. It also offers an incentive in the form of a registration bonus of 25 EUR, a great way to welcome investors to the platform. 

Get €25 Sign-up Bonus


Some links on this page may contain affiliate links, which means that I may earn a commission if you register through them. None of the posts on this blog have been sponsored. Opinions are mine.

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