Peerberry Review: My P2P Investing Returns with Peer-to-Peer Lending Peerberry

Peerberry Review My P2P Investing Returns with Peer-to-Peer Lending Peerberry
My Review on Peerberry P2P Platform
  • Invested in Peerberry - €2 000
  • Self-reported returns - 12.37%
  • Passive earnings per month - €15
  • Investing time on Peerberry - 13 months
4.9

My Peerberry Overview:

This particular platform offers an average of 12% ROI with the ranging investment from 11% to 13.7%. This P2P platform offers returns for loyal and bigger investors. You can get the 100% buyback guarantee.

There are 23 loan originators, and they are continuously growing. For example, if you invest $1000 in Peerberry for at least 15 years, then you may get up to $5474. At Peerberry, investors can get an average return of 12.51%.

Overall, you can expect a return of up to 13.7% on this platform. You can get a reasonable competitive return from this platform. My self-reported return is 12.37%.

To receive your bonus, you will have to deposit a minimum of €500 in the first 30 days of registration.

Update after COVID-19 2020 crisis: Read why I included Peerberry in my list of the Best Peer to Peer Lending Platforms to Survive the COVID-19. Also, check out our p2p cashback offers available for new investors.

Introduction to P2P Lending Platform Peerberry

Before proceeding with my Peerberry review, let’s explain to the beginners what Peer-to-Peer lending is.

What is Peer-to-Peer Investing?

Peer-to-peer lending, for short P2P lending, is a type of loan service, where a P2P business lends money to companies and individuals online and matches lenders with borrowers. The P2P services are often offered online as it is cheaper than the traditional financial institutions.

The result is that lenders earn higher returns compared to deposits and savings accounts, provided by banks. And at the same time, borrowers can borrow money at lower interest rates. 

Thanks to the development of the FinTech industry in the last 10 years, we are now able to earn interest rates on our cash higher than even. And we don’t even have to go to the local office to do so.

For the past 30 months, I have been actively investing in 18 platforms for P2P and Crowdlending platforms, and in this article, I will make a review on one of the most famous European Peer-to-Peer lending platform – Peerberry. If you haven’t read my previous review on the Lenndy lending platform, go check it out.

Let’s do this FIRE-starters!

What is Peerberry?

Peerberry is a European investment platform within the P2P lending system. This particular platform is owned and operated by Aventus Group. Aventus Group is a successful company since the year 2009.

Receive 0.5% bonus with Peerberry

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This particular company has 10 years of experience in this industry. They have 600+ employees in their company. This company allows users to invest in loans from non-banking organizations. This platform was started in the year 2017. After launching, this platform is growing really fast.

Actually, Peer to Peer is booming and very much popular in Europe. This platform eliminates all the clumsy and cumbersome procedures and steps related to the financial borrowings.

This is an important factor for which this P2P platform is growing rapidly by two digits every year. This platform operates in Lithuania, Russia, Poland, Denmark, and the Czech Republic.

Is Peerberry Safe to Invest in?

It is a natural dilemma that every person has to face at the time of investing in online platforms. And it is obvious as well. People need to get protection at the time of investing online. But Peerberry offers you maximum safety and precautions.

You can feel safe here. There is tough competition in the peer-to-peer marketplace. Among all, Peerberry has managed to survive and even shine. This is an ideal platform for investors who are new and inexperienced about P2P lending. This loan platform comes with the guarantee of the buyback.

Read our guide on how to lend money for profit.

Buyback Guarantee:

It is a myth about a loan that the borrowers cannot repay. It is not at all matter whether you borrow money yourself or you take over an existing loan. You can do it easily on the Peerberry platform. If you face any kind of problem, then you will have to sign up on this particular platform.

In the buyback guarantee, the original issuer of the loan will repurchase the loan from you if the borrower cannot be able to repay the loan. After 60 days of late in the payment of the borrower, this buyback guarantee will come into effect.

On a particular website, you can see that there are loans with a guarantee. You can invest accordingly. But if you want to invest in the passive form, then you can set the auto-invest in order to invest only in loans with that special buyback guarantee.

Pros of Peerberry Platform:

Here are some pros or benefits that you can enjoy on this platform. These are such as follows:

  • You can get the buyback guarantee.
  • You can also get a high amount of interest rate.
  • You can easily get short-term loans with affordable accessing features.
  • The platform is very much easy, simple, and user-friendly.
  • If you want to do the re-investment, then you can choose the auto-invest option.
  • You can get a high cash-flow with a quick and easy withdrawal option.
  • The manual investing process is very much easy to use for new and young investors.

Cons of Peerberry Platform:

With the pros and so many benefits, this platform also has some cons and disadvantages as well. These are such as follows:

  • All types of high returns policies come with potential and high risks.
  • It is a new platform and a short track record.
  • There is no secondary market where you can do some research.

Peerberry’s Sign-up Process:

At the time of the sign-up process, you need to provide some basic information and details about yourself. Your age must be at least 18 years old. You must come from Switzerland, Ukraine, Russia, and Europe.

The whole process is very much fast and easy. You can complete the whole process of opening an account within 5 minutes. I also have done this and choose this platform. The process is very user-friendly. I got my money in my account in two consecutive days.

Peerberry's Sign-up Process

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How to Invest in Loans:

On this platform, you can invest in the loan. It is the high and perfect time to do that. These loans are parts of real estate projects. You can get reliable and trustworthy investment opportunities as well.

You can also get short-term loans. You can also get the details about the selected loans. The short term loans come with a buyback guarantee.

Investing with Auto-Investment Feature

This platform can automate your investment plans, and you can easily get profit. This is a perfect platform where you can see the auto-investment feature. On the Peerberry, you can see this feature and enjoy the benefits out of it.

You do not need to set so many parameters. This automatic investment is divided into two parts. These are portfolio information and loan information.

You can limit the portfolio size for the various loans and originators. You can also set the information related to interest rates and timings of the loans. Take a look at my settings. I have a different portfolio for each country on the platform – 8 auto-invest portfolios.

Peerberry Auto Invest Feature

Loyalty Program

As of August 2019, PeerBerry has introduced its loyalty program for investors that have “larger” sums invested in the platform. The reward is calculated based on the following account values:

  • Silver: From 10,000€ of an active investment portfolio (You get +0,5% for future investments)
  • Gold: From 25,000€ of an active investment portfolio (You get +0,75% for future investments)
  • Platinum: From 40,000€ of an active investment portfolio (You get +1% for future investments)

Performance and Returns:

This particular platform offers an average of 12% ROI with the ranging investment from 11% to 13.7%. This P2P platform offers returns for loyal and bigger investors. You can get the 100% buyback guarantee.

There are 23 loan originators, and they are continuously growing. For example, if you invest $1000 in Peerberry for at least 15 years, then you may get up to $5474. At Peerberry, investors can get an average return of 12.51%.

Overall, you can expect a return of up to 13.7% on this platform. You can get a reasonable competitive return from this platform. My self-reported return is 12.37%.

Peerberry Personal Returns

Which Are the Best Alternatives to Peerberry

The best alternative platforms for peer-to-peer investments to Peerberry with a close ROI are Mintos, Swaper, Viventor, Robocash, Dofinance.

So, Should You Invest in Peerberry?

At last, we can say that Peerberry is a simple but functional platform. It has a maximum and impressive growth record in the investment market. So, you cannot deny the fact that in Peerberry, you can enjoy a good amount of interest.

You can check the weekly email reports as well. it is very much handy and user-friendly as well. The easy interface of Peerberry is very user-friendly. I personally recommend this platform for all people. You should open your account today.

But if you are confused, then you should consult your financial advisors. It is a safe and perfect choice for investors. It is a leading and popular Peer-to-peer platform. You should go on this platform to get enjoyable returns and benefits

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Some links on this page may contain affiliate links, which means that I may earn a commission if you register through them. None of the posts on this blog have been sponsored. Opinions are mine.

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